What is a Down Payment

Hearing this, Zhao Mengrou smoothed the bangs on her face and said, "N-no, nothing. It's just a bit hot."

"Yeah, I feel the same."

Gu Xiaoman glanced at the two of them and smiled. "We've finished looking at all the areas of this unit. Let's head outside first."

"Alright."

The three of them walked into the living room, and Gu Xiaoman asked, "So, Su Yang, are you satisfied?"

"Yeah, it's good. I’m quite happy with it for now. Let’s go check out the 355-square-meter one."

"Sure, let’s go."

After another ten or so minutes, the three of them stepped out of the 355-square-meter apartment.

Su Yang wasn’t too fond of this one. Although it was much larger than the 300-square-meter unit, he felt the layout was a bit too spread out.

It lacked coziness—it didn’t feel like a home.

"Now that we’ve seen both layouts, which one do you prefer?" Zhao Mengrou glanced at Su Yang.

"I’m leaning toward the 300-square-meter one. The size is just right, and the layout is good too. What about you?"

"Me?" Zhao Mengrou pointed at herself. "I... I also like the 300-square-meter one. But it’s not like I’m the one buying it, so my opinion doesn’t really matter."

Su Yang chuckled and turned to Gu Xiaoman. "Which floors still have available units?"

"Let’s head back to the sales office first, and I’ll check for you."

Soon, the three returned to the sales office. After checking on her tablet, Gu Xiaoman said, "Right now, units are available on the 3rd, 4th, 7th, 8th, 15th, and 18th floors."

"Great, I’ll take it—the 300-square-meter unit, 8th floor!"

"Huh? You’re deciding just like that?" Both Gu Xiaoman and Zhao Mengrou were surprised. Neither of them had expected Su Yang to make up his mind so quickly.

"You’re really sure you want to buy it?"

"Why not? Did you think I was just here for fun? If it’s a good fit, I’ll buy it." Su Yang smiled faintly.

"Uh, alright then. Let me check the current discounts for you."

Hearing Su Yang’s confirmation, Gu Xiaoman’s expression became noticeably warmer.

After all, a unit like this cost several million. Selling one meant a hefty commission—anyone would be extra friendly in her shoes.

Two minutes later, Gu Xiaoman looked at Su Yang and said, "The listed price for the 300-square-meter unit is per square meter. With the current promotion, it comes down to . I can apply for an additional discount to bring it down to . Does that work for you?"

"Absolutely! You’ve got yourself a friend!" Su Yang gratefully shook Gu Xiaoman’s hand.

Truthfully, he didn’t care much about the discount—it was just a bit of savings.

Money like this was easy for him to come by, but since she’d offered a discount, he had to show some appreciation, especially since she was Zhao Mengrou’s friend.

Plus, he wanted to get closer to Gu Xiaoman as a "friend" of his own.

"You two have been so good to me. I absolutely have to treat you to a meal—no, to show my sincerity, I’ll cook for both of you myself once I move into my new place."

Su Yang looked at them with genuine earnestness.

"You... you’re serious?" Zhao Mengrou widened her eyes.

"Of course! If it weren’t for you, would I have met Xiaoman? And if it weren’t for Xiaoman, would I have gotten such a great discount?"

Su Yang spoke with dramatic flair. "So, I have to treat you—and it has to be me buying the ingredients and cooking myself to show how much I mean it."

Zhao Mengrou and Gu Xiaoman exchanged a glance before turning back to Su Yang, momentarily stunned by his enthusiasm.

"Alright then, we’ll definitely come once you’ve moved in," Zhao Mengrou said with a laugh.

"Great! Then let’s hurry up and pay—I can’t wait!" Su Yang stood up excitedly.

"Why are you suddenly so worked up?"

"How could I not be? This is my first home in Haicheng—my new place, my happy haven. Of course I’m excited!"

"Uh, should we proceed with the purchase paperwork now?" Gu Xiaoman looked up at Su Yang.

"Sure, let’s do it now."

"Alright, just calm down a bit first. Let me do the calculations."

Gu Xiaoman picked up the calculator on the table and, after glancing at Su Yang, said, "The price we’re offering you for the 300-square-meter unit is 21,000 per square meter, so the total comes to 6.3 million."

"With a 30% down payment, you’d need to pay . That’s a pretty big amount. Would you like to pay the down payment in full or go with a loan?"

Su Yang grinned after she finished. "What’s a down payment?"

"Uh... you don’t know what a down payment is?" Gu Xiaoman was momentarily speechless.

Zhao Mengrou also stared at Su Yang in disbelief. "You don’t know what a down payment is, and you’re here to buy a house?"

Su Yang smirked at their reactions. "Relax, I wasn’t finished. What I meant was—what’s a down payment? Do I need one? I’ll pay in full!"

"Wha—?!"

The two of them froze, mouths agape.

However, Gu Xiaoman quickly regained her composure. As a sales manager, she’d met plenty of wealthy clients.

A full payment of over six million wasn’t unheard of—she’d even dealt with people who paid tens of millions upfront.

But those clients were usually successful professionals in their 30s, 40s, or 50s.

What surprised her was that Su Yang, at just 24, could casually drop nearly six million in cash. That, she hadn’t expected.

"You... full payment? 6.3 million, all at once? Are you sure?" Zhao Mengrou asked, completely baffled.

"Absolutely. I don’t like the feeling of owing money. If I’m buying, I’m paying in full."

"Wow, that sounds kinda braggy."

"I’m just being honest. I’m the type who does what’s within my means. A few million in cash isn’t a problem for me. I’m no billionaire, but I’m doing alright."

"Ugh, I kinda want to punch you right now," Zhao Mengrou muttered through gritted teeth.

Su Yang grinned and winked at her.

Gu Xiaoman chuckled. "I’ll go get the purchase contract now. Please wait here for a moment."

"Sure. If I pay today, when can I move in?"

Gu Xiaoman thought for a second after standing up. "The earliest would be the day after tomorrow. After we finalize everything, our staff will inspect the unit thoroughly and do a deep clean. So, the soonest would be the day after tomorrow."

"Got it."

Gu Xiaoman nodded and left to fetch the contract.

Zhao Mengrou sat down next to Su Yang, still skeptical. "You’re really paying in full?"

"Of course. Do you think I don’t have the money?"

Zhao Mengrou scrutinized him. "It’s just... you’re only 24. It’s hard to believe you’re this loaded."

Su Yang smirked. "Well, I’m kind of a rich kid. I’ve made some money myself, but half of it came from my family."

"No wonder! I knew you were a rich kid—you just wouldn’t admit it before."

"So, when you rented from me, was it because your family had some enemies or something? And now that it’s settled, you’re back to being rich?"

"Uh, no, not at all. That’s quite the imagination you’ve got there. This isn’t a drama—there’s no ‘enemies’ storyline."

"Then I just don’t get it. You’re so wealthy, yet you’ve been living in this tiny one-bedroom apartment for over a year."

"Let’s just say I’m experiencing life."

"Alright." Hearing this, Zhao Mengrou didn’t press further.

But now, her feelings toward Su Yang had shifted slightly.

She knew exactly what this feeling was—after all, she wasn’t that young anymore, nor some naive teenage girl.

She understood her emotions perfectly.

Though she hadn’t met Su Yang many times before, ever since yesterday, she’d inexplicably started developing a hint of romantic interest in him.

Still, considering Su Yang was four years younger, undeniably handsome, and loaded, she was well aware of her place.

Someone like Su Yang was never meant to be her prince charming.