After replying, Xu Mu placed his phone on the table.
For now, his priority was to accumulate as much "Justice Points" as possible to enhance his own strength.
A full four or five minutes passed before his phone buzzed with another message.
"Are you free for a call?"
Zhao Yingying sent just a few words.
Xu Mu frowned slightly, then proactively dialed her number.
Within a second or two, the call was answered.
"Hello, Young Master Xu. You might not remember me, but I’m the one who—"
"I remember you, Zhao Yingying."
Xu Mu cut her off.
"Yes… thank you for remembering me. I… I…"
Zhao Yingying’s voice trembled with tears on the other end. "Young Master Xu, I’m truly desperate. Please lend me some money. I’ll pay you back, I swear. I’ll do anything you ask."
"What do you need the money for?" Xu Mu asked curiously.
"My mother is sick. She needs surgery. I’ve taken time off from school to work, but it’s not enough. If this drags on, she’ll miss the best window for treatment."
By now, Zhao Yingying was sobbing uncontrollably. "I’ve tried everything. I’ve borrowed from everyone I know."
"How much do you need?" Xu Mu asked.
"F-fifteen thousand."
Zhao Yingying seemed ashamed to even say the number.
Asking for such a large sum from someone she’d only met once was practically absurd.
But she was truly out of options. Even the slimmest chance was worth grasping at.
"That’s not a small amount," Xu Mu said calmly.
Though he had once thrown away ten thousand without a second thought at Feng Yue’s bar, he wasn’t the same villainous Xu Mu from before.
"I know. If you lend it to me, I’ll do anything! I’ll pay you back, I promise!" Zhao Yingying pleaded.
"Send me your location first."
With that, Xu Mu hung up.
He knew Zhao Yingying was the female lead, and her favorability toward him was positive.
But spending fifteen thousand just to boost her favorability seemed a bit excessive.
After all, he could earn the same level of favorability from Ye Tong in just a night or two.
Still, after some thought, he decided to help.
It aligned with the system’s name—the Justice System.
Doing a good deed would count as karma points for himself.
Seeing Zhao Yingying’s location—Jiang City Second Hospital—he left his office and headed over.
...
Zhao Yingying stood anxiously at the hospital entrance, waiting.
Before long, she spotted Xu Mu and hurried toward him.
Xu Mu took in her appearance: a simple beige dress, her black hair cascading like a waterfall.
She didn’t possess Xu Ningbing’s striking beauty but carried the delicate charm of a pure, girl-next-door type.
The determination in her eyes had vanished, replaced by helplessness.
"Young Master Xu," Zhao Yingying wiped her tears. "I’m sorry. We barely know each other, yet I’m asking you for so much money."
"Enough. Let’s go see your mother first," Xu Mu said, patting her shoulder. "Just call me Xu Mu. ‘Young Master Xu’ sounds too distant."
[Favorability +30]
"Then… Brother Mu, please follow me."
Zhao Yingying led the way to the inpatient building.
As Xu Mu followed, he observed the expressions of the families in the hospital and couldn’t help but sigh at the state of the world.
Working your whole life only to fall short when a major illness strikes—it made no sense.
On the sixth floor of the inpatient building, Zhao Yingying pushed open a ward door.
"Mom—"
She froze mid-step, staring in surprise at a slick-haired young man in a suit standing nearby. "Brother Fang Chu? What are you doing here?"
"I came to check on Auntie. I’m sorry, Yingying… I couldn’t get the money."
Fang Chu wore an apologetic expression. Zhao Yingying had called him first to borrow money, but when he asked his wife, he’d been berated.
She’d accused him of overstepping by trying to help another woman.
"It’s okay. I’ve already borrowed the money," Zhao Yingying said as Xu Mu stepped in behind her.
Fang Chu’s eyes locked onto Xu Mu, and his entire body stiffened. "You again?"
Xu Mu felt a twinge of awkwardness. Was this what they called the "Villain Magnet" trope?
He kept running into male leads everywhere.
"Huh? Do you two know each other?" Zhao Yingying looked between them, confused.
"Yingying, he’s not a good person. You should stay away from him."
Fang Chu glared at Xu Mu, his expression icy.
He couldn’t shake the feeling that this guy was deliberately sabotaging him. First, he’d ruined things with Lu Xueyao—she hadn’t replied to any of his messages since yesterday.
Clearly, Xu Mu had poisoned her against him.
And now, he was interfering with Zhao Yingying too.
"Brother Fang Chu, how can you say that? Brother Mu is a good person!"
Zhao Yingying’s face darkened.
From their very first meeting, Xu Mu had been kind to her—buying clothes, ensuring she got her commission.
Now he was lending her a huge sum. How could he possibly be a bad guy?
On the hospital bed, a woman weakly lifted her head to look at Xu Mu.
She was Zhao Yingying’s mother, Li Yun.
With her shoulder-length hair, it was clear where Zhao Yingying had inherited her delicate beauty. Li Yun was no less attractive herself.
She appeared to be in her late thirties, with a curvaceous figure and an air of mature charm.
But her pale complexion and exhausted eyes dulled her radiance.
If she were in better health, she’d be even more striking.
Instinctively, Xu Mu activated his "Eyes of the Divine" to inspect her.
Name: Li Yun
Identity: Breakfast shop owner, delivery rider, female lead of "The Ultimate Son-in-Law."
Favorability: 1
Fate Level: 7 (Max 10)
Xu Mu nearly choked when he saw this.
Holy—
Damn.
This Fang Chu was something else. Not content with Zhao Yingying, he’d gone after Li Yun too?
After the initial shock, Xu Mu steadied himself. Well, it wasn’t unheard of in these kinds of stories.
"Yingying, don’t take this the wrong way, but he’s only after one thing from you."
Fang Chu turned to Zhao Yingying. "I’m a man—I know exactly how he thinks."
"Brother Fang Chu, you’ve got it all wrong. Brother Mu never sought me out—I was the one who reached out to him."
Zhao Yingying explained everything—how they’d met, what had happened today.
Xu Mu hadn’t contacted her once since that day at the clothing store.
Fang Chu’s expression darkened as he listened.
"We’re not close, so I don’t get why you’re so quick to assume the worst of me."
Xu Mu’s tone turned cold. "Luckily, you and Yingying aren’t involved. If you were, I’d walk out right now. I came to help, not to be insulted."
"Brother Mu, please don’t be angry."
Zhao Yingying grabbed his arm in a panic. "There must be some misunderstanding. Brother Fang Chu is a good person."
Xu Mu rolled his eyes. Oh, he was good alright—good enough to bag both mother and daughter.
"He’s a good person? How much did he lend you this time?" Xu Mu asked flatly.
"He… didn’t."
Zhao Yingying lowered her head and said.
“This is what you call a good man? A married man with no job? Can’t even spare a single penny?”
Xu Mu remarked coolly.
“Married? Brother Fang Chu is married?”
Zhao Yingying stared at Fang Chu in disbelief.
Li Yun was equally stunned—she had never heard Fang Chu mention it. She had even thought he was a decent man and had considered setting him up with her daughter.
Though Fang Chu was several years older than Zhao Yingying, he clearly knew how to take care of others.
[Destiny Power -20]
Fang Chu’s expression grew increasingly grim.
't think I'm that capable, I'm just trying my best to stay alive. I've been kind all my life, never did anything bad, yet worldly suffering spared me not one bit. The human world is a nice place, but I won't come back in my next life. A kind young man, who wanted to just get by singing, but through repeated deceits and betrayals, has gone down an irredeemable path.
e bizarre and supernatural had descended. The previous emperor was a thoroughgoing tyrant; no longer satisfied with human women, he had set his sights on a stunningly beautiful supernatural entity. He met his end in his bedchamber, drained of all his vital essence. As the legitimate eldest son and crown prince, Wang Hao was thus hastily enthroned, becoming the young emperor of the Great Zhou Dynasty. No sooner had he awakened the "Imperial Sign-In Intelligence System" than he was assassinated by a Son of Destiny—a classic villain's opening. The Great Zhou, ravaged by the former emperor's excesses, was in national decline. The great families within its borders harbored their own treacherous schemes, martial sects began to defy the imperial court's decrees, and border armies, their pay and provisions in arrears, grumbled incessantly against the central government. Fortunately, the central capital was still held secure by the half-million Imperial Guards and fifty thousand Imperial Forest Army who obeyed the court's orders, along with the royal family's hidden reserves of power, barely managing to suppress the realm. As the Great Zhou's finances worsened and supernatural activities grew ever more frequent, the court sat atop a volcano. Ambitious plotters everywhere dreamed of overthrowing the dynasty, and even some reclusive ancient powers emerged, attempting to sway the tides of the world. At the first grand court assembly, the civil and military officials nearly came to blows, fighting tooth and nail over the allocation of fifty million taels of silver from the summer tax revenues. The spectacle opened Wang Hao's eyes—the Great Zhou's bureaucracy was not only corrupt but also martially proficient, a cabinet of all-rounders. Some officials even had the audacity to suggest the emperor release funds from the imperial privy purse to address the emergency. Wang Hao suddenly felt weary. Let it all burn.
+ Slow Paced + Main Character Thrives Together with His Disciples】 Transmigrated into a cultivation world, Chu Xingchen awakens a discipleship system that reveals the tags of his disciples! Starting from scratch, he builds the strongest sect. Disciple One: Li Yingling 【Gold Tag: Genius Cultivator】【Purple Tag: Extremely Lucky】【Blue Tag: Bewitchingly Beautiful】 Disciple Two: Li Hangtian 【Gold Tag: Reincarnated】【Purple Tag: Ruthless and Decisive】【Blue Tag: Loyal and Noble】 Disciple Three: ??? 【Orange Tag: Alluring Demoness】【???】【???】 Thus, in the cultivation world, an unremarkable little sect appears out of nowhere, but little do others know that each member of this sect is a powerhouse in their own right. The book is also known as: Cultivation? It's Exactly Like This!
ut it can buy an entire year of absolutely perfect training results! Su Yu stared at his empty wallet and decisively opened up various online loan platforms. “Borrow a thousand bucks! Recharge my vitality!” Boom! His vitality broke a hundred points, shattering the limits of the human body! “Borrow ten thousand bucks! Recharge my combat skills!” Boom! A basic punching technique so common it was everywhere instantly maxed out, revealing the ultimate assassination technique of Five Elements Unity—Inner Force! When a rich kid hired assassins for a midnight ambush, aiming to break both of his legs, they instead ran headfirst into a monster—a human-shaped tyrannosaur, brimming with dragon-like vitality. With just two fingers, Su Yu snapped a steel staff reinforced with alloy. Staring at the killer’s stash of stolen cash—a staggering quarter-million dollars—he showed a corporate-sincere smile: “Thanks for the pre-exam gift pack, Mr. Zhao! I’m gonna go re-invest this!” Three days later, at the National Martial Arts College Entrance Exam, while everyone else struggled just to reach the passing line, Su Yu threw a single punch—and more than a thousand vitality points literally detonated the entire arena!
