"Hahaha~~~ I made another fortune!"
Qin Tian was ecstatic. Thanks to his investment system, he had once again struck gold.
Using the 1.5 million he borrowed from 'Crazy Loan,' he managed to earn nearly 500,000 in just three days!
Although it was nothing compared to his previous net worth of 1 billion, after the incident with Leng Ningqiu, he seemed to have matured a lot. He decided to treat that 1 billion as if it had been thrown to the dogs and start over from scratch!
If he could turn 500,000 into 1 billion in three months before, he could now turn 1.5 million into 10 billion in half a year!
And then he’d go back and slap those two despicable people in the face!
"Tonight, I’ll book two hours at the foot massage parlor. Technician 88, here I come again!"
He used to love Technician 66 the most, as her skills were the best. Unfortunately, Technician 66 had recently returned to her hometown to get married, which was a real pity. She had been the star attraction!
As Qin Tian was lost in his thoughts, his phone rang.
"Who is it?" Qin Tian answered impatiently.
"Is this Qin Tian?" The voice on the other end was rough and gruff.
Qin Tian frowned. "I’m not Qin Tian. You must have the wrong person."
He was being extremely cautious these days, not even daring to use his real name.
"Cut the crap! You think you can fool us? You borrowed money and now you’re trying to run away?"
Qin Tian frowned. These loan sharks were being way too paranoid!
I only borrowed the money three days ago, and you’re already hounding me to repay it?
Even loan sharks don’t chase people this fast!
This isn’t some shady loan where you force girls to pay with their bodies. I’m a grown man, for crying out loud! Stop harassing me!
"Fine, I’ll pay the interest first. How much is it?"
Qin Tian cursed under his breath. He had already made 500,000 from stock trading. Even if he had borrowed from loan sharks, the interest over two or three days would only be a few thousand. He’d still be tens of thousands in profit. No big deal!
"You borrowed 1.5 million from us. The monthly interest is 150,000. You need to repay 150,000 in interest, plus one-tenth of the principal. That’s 300,000 in total."
Qin Tian was stunned.
"Are you kidding me? 150,000 in monthly interest? That’s 1.8 million a year! That’s a 120% interest rate! You’re worse than loan sharks!"
"And it’s only been three days! It hasn’t even been a month yet!"
"We don’t care. It’s clearly written in black and white on the platform. If you don’t repay, we’ll have to take 'forceful' measures."
Qin Tian couldn’t help but laugh. Normally, any loan with an annual interest rate over 36% is considered usury and isn’t protected by law.
He didn’t have to pay the excess interest and could even sue them!
Furious, Qin Tian hung up the phone.
"Screw you! I’m going to milk you dry! I was planning to repay the loan after making a fortune, but now I’m not paying a single cent!"
If Qin Tian knew who was behind the loan, he probably wouldn’t have said that.
......
In the Jiang family villa.
Dong'er, who was cultivating with Jiang Che, had made a breakthrough!
Although Jiang Che was only at the peak of the Transforming Force stage, under his careful guidance, Dong'er’s progress had been rapid. In just a few months, she had advanced to the mid-stage of the Grandmaster level!
It’s worth noting that Dong'er was a system puppet and couldn’t cultivate on her own. She could only rely on external help...
And that external help, naturally, was Jiang Che!
After her breakthrough, Dong'er remained as perfect and delicate as ever, though she still behaved like a little kitten, completely lacking the imposing demeanor of a Grandmaster.
The little loli nestled in Jiang Che’s arms, her silver hair spilling across the black sheets, her purple eyes exuding a breathtaking beauty.
As the saying goes, lolis have three virtues: delicate, soft, and ___.
"Master, I’ve grown stronger. I can protect you now."
Dong'er spoke up on her own, which surprised Jiang Che.
This little puppet usually went three days without saying a word, like some sort of artificial intelligence. But today, she had actually spoken on her own?
Jiang Che gently rubbed the little girl’s head, kissed her forehead, and pulled the blanket over her.
"Sleep!"
Dong'er and Yu Wan'er were two extremes. Dong'er was as obedient as could be, while Yu Wan'er was a mischievous little devil.
Both were so adorable they could make anyone’s heart melt. Jiang Che liked them both.
...
Chen Ningshuang couldn’t sleep... again.
"How is this possible? Mid-stage Grandmaster?"
The poor prodigy was starting to question her entire existence!
Ever since Jiang Che had taken Yu Wan'er to cultivate in front of her, helping her reach the Middle Stage Dark Force in a single day, Chen Ningshuang’s worldview had been shattered.
The most baffling part was that over the past few weeks, she had been keeping an eye on Dong'er. The girl had hardly cultivated at all.
Yet her cultivation had progressed at an astonishing speed. There could only be one explanation!
Jiang Che was helping her.
"With my talent... if I were to cultivate with him, what would happen? Could I reach the Grandmaster level in a single night?"
Chen Ningshuang wavered. Having been by Jiang Che’s side for so long, she had also checked Dong'er’s bone structure.
The girl’s cultivation talent wasn’t even as good as hers, yet with Jiang Che’s help, she had become a mid-stage Grandmaster.
The thought of what might be possible... made her breathing quicken.
With her talent, reaching the Grandmaster level in the future was a given.
But breaking through to the legendary realm of Martial Divinity was still a long way off.
"Jiang Che..."
Chen Ningshuang seemed to have made a decision. Her face flushed, but her eyes grew more determined.
Having been by Jiang Che’s side for so long, she knew exactly what he wanted from her. Since she couldn’t escape this scoundrel anyway, and her innocence would inevitably be taken by him, she might as well use it to gain the greatest benefit!
......
The next morning.
Chen Ningshuang appeared before Jiang Che with dark circles under her eyes.
"Oh? What’s with the look, Ningshuang? Those dark circles... did someone hit you?"
Chen Ningshuang: "..."
She had agonized all night before finally deciding to take the initiative, only to have Jiang Che completely derail her before she could even speak.
But she took a deep breath, trying to calm the anger rising within her.
"Jiang Che, I’ve decided. I want to cultivate with you. I want to improve so badly!"
After a month of hard work, her progress couldn’t even compare to what others achieved in a single day. Faced with such an irresistible temptation... Chen Ningshuang had finally taken the plunge.
She knew that once she took this step, there would be no turning back. Though her current struggles might end, even greater challenges awaited her in the future!
"Oh? You’ve finally come around?"
Jiang Che looked at Chen Ningshuang with a teasing smile.
This had been within his expectations all along. Someone like Chen Ningshuang, a prodigy, could never resist the allure of becoming stronger!

ut it can buy an entire year of absolutely perfect training results! Su Yu stared at his empty wallet and decisively opened up various online loan platforms. “Borrow a thousand bucks! Recharge my vitality!” Boom! His vitality broke a hundred points, shattering the limits of the human body! “Borrow ten thousand bucks! Recharge my combat skills!” Boom! A basic punching technique so common it was everywhere instantly maxed out, revealing the ultimate assassination technique of Five Elements Unity—Inner Force! When a rich kid hired assassins for a midnight ambush, aiming to break both of his legs, they instead ran headfirst into a monster—a human-shaped tyrannosaur, brimming with dragon-like vitality. With just two fingers, Su Yu snapped a steel staff reinforced with alloy. Staring at the killer’s stash of stolen cash—a staggering quarter-million dollars—he showed a corporate-sincere smile: “Thanks for the pre-exam gift pack, Mr. Zhao! I’m gonna go re-invest this!” Three days later, at the National Martial Arts College Entrance Exam, while everyone else struggled just to reach the passing line, Su Yu threw a single punch—and more than a thousand vitality points literally detonated the entire arena!

tions: attribute allocation, analysis, proficiency, and simulation. Specializing in mechanical alchemy, from crafting sorcerous battle armor to handcrafting mechanical maidens, his mechanical legion conquers endless realms... Relying on his wits, he begins with a student-teacher romance, wins over a female director, enslaves a female assassin and a underworld queen, becoming the husband of a Grand Duchess... He enslaves the Goddess of Magic from the divine realm, developing his power simultaneously in both the Wizard World and the Realm of Gods...

ing gift was a patch of barren land, and disciples were all picked up along the way. He spent fifty years diligently building three "ramshackle little sects," thinking he could finally live a carefree life relying on his disciples. But right at the fifty-year mark, he was suddenly swept away by a spatial rift and exiled to the Chaos Desolation, the Disorderly Ruins. There was no spiritual energy there, only slaughter. Relying on the cultivation feedback from his disciples, Gu Changyuan hacked his way through a sea of blood for eleven hundred years. When the system finally fished him back out, he discovered the ramshackle little sects he'd built back then had developed a rather... unusual style. Hold on... I vanished for a thousand years, so how did my ramshackle little sects become holy lands?!

【Prologue: The Beginning of It All – Use holy water to heal the saintess tainted by demonic energy, then converse with her.】 Shen Nian stared at his older sister sipping yogurt, lost in thought. So you’re telling me my sister is the saintess, and yogurt is the holy water? 【Main Quest 1: Brave Youth, Become an Adventurer! Reward: Rookie Adventurer Title.】 【Side Quest 1: Find the Adorable Kitty! Reward: 1000 Gold Coins.】 Shen Nian: "Wait, I’m a high school senior here—did some guy who got isekai’d accidentally bind his system to me?" Hold on, completing quests gives gold rewards? Titles even boost stats? Is this for real? (A lighthearted, absurd campus comedy—not a revenge power fantasy.)