Raise the down payment by five percent I'll just pay in full upfront

Liu Chen'ang casually vented to Su Bai, completely without expecting any help from her.

After all, this was her own personal matter.

The amount involved was huge, and besides, that car was one she liked—Su Bai might not even be interested.

So she didn’t hold out much hope.

But to her surprise, Su Bai said seriously, “Take me to see the car. If it catches my eye, I’ll pay for it in full.”

“What? Full—full payment?!”

Liu Chen'ang was stunned.

An expression of disbelief spread across her face. “Don’t mess with me, Su Bai. There’s no need for you to go broke just to help me get back at someone…”

“You’re overthinking it. I happen to want a flashy sports car myself. Helping you is just a bonus,” Su Bai murmured. “Koenigsegg, huh… that brand sounds pretty badass. I don’t really know much about it.”

“That’s hilarious. You don’t know anything, and you still want to pay in full!”

“I’ve got the cash. Don’t worry, thirty million is nothing to me.”

“…”

It was clear Su Bai wasn’t bluffing.

Liu Chen'ang immediately started doubting herself. This guy’s strength seemed even more insane than she’d imagined.

To casually pull out thirty million just for pure enjoyment…

How many people in all of Jiangcheng could afford that?

Seeing Liu Chen'ang’s expression, Su Bai smiled faintly, “Well? How about you take me through the verification process first?”

“That’s not necessary…”

“Here, look at my balance.”

“…Bro, why the hell do you keep so much money just sitting in your bank account like that??”

Liu Chen'ang was dumbfounded.

She wasn’t unfamiliar with funds in the tens of millions, but usually that kind of money was actively invested, turned into assets, or used for business.

“Keeping it in the account is just more convenient.”

“Hasn’t your bank manager contacted you?”

“Oh, I think they did, but I blocked their number.”

“…”

Honestly, Su Bai really did it for convenience.

Sure, ninety million in savings would normally be better off allocated into assets for stability.

But for Su Bai, cashback on big purchases was the fastest way to make money.

Liu Chen'ang couldn’t wrap her head around that logic, but after confirming Su Bai could easily pay for the Koenigsegg Jesko in full, her spirits soared!

“Wait right here, I’ll call the dealer now!”

Liu Chen'ang called a contact she knew to make arrangements.

Su Bai didn’t get involved but was curious—apparently the luxury car dealer had stood Liu Chen'ang up… Well, to be fair, Liu Chen'ang wasn’t exactly prompt with payments either, but still, it was the dealer who broke the deal.

Probably another rich kid, she guessed.

Sure enough.

Half an hour later, Su Bai met the rival buyer competing for the supercar.

“Yo, isn’t this our little sissy? What, here to watch me pick up my car?”

They were at a supercar club located at the foot of Tianrong Mountain.

There wasn’t even a sign.

Honestly, if it weren’t for Liu Chen'ang bringing him here, Su Bai wouldn’t have connected this place with supercars at all.

But then he thought about it— the club was right at the foot of the mountain, so driving out meant hitting the mountain roads. That actually made a lot of sense.

Besides, the location didn’t disturb anyone.

It was a quiet, secluded spot that was both peaceful and practical.

The two of them stepped into a space that looked like a factory building, and from a distance, they were already being teased.

Su Bai followed the voice and saw a man a bit shorter than Liu Chen'ang, dressed very flamboyantly.

He wore all designer brands, with flashy jewelry hanging from his neck and earlobes.

Liu Chen'ang called out loudly, “Wu Hanyu, I advise you not to get too excited just yet. Who this car belongs to is still up in the air.”

“Oh? What, you convinced your parents and scraped together the cash?” The man called Wu Hanyu raised an eyebrow. “I remember your uncle said you had to study hard at Jiangcheng University and publish a paper before you could get a million-dollar sports car. Don’t tell me you already published one? You’ve only been back a few days…”

“None of your business!”

Watching the two of them bickering, it was clear they weren’t on bad terms.

If they weren’t fighting over this car, there probably wouldn’t be any real conflict between them.

After some casual banter, Wu Hanyu turned his gaze to Su Bai, standing next to Liu Chen'ang.

Hmm…

From the aura he gave off, Su Bai was the complete opposite of Liu Chen'ang.

“And who’s this brother?”

“My friend, Su Bai.”

“Hello.”

“Hi!”

Su Bai shook hands with this unfamiliar rich guy.

The man didn’t seem hostile—just gave him a once-over, then sneered at Liu Chen'ang, “Tsk, is this your hired help? Let me guess, with him, you can barely scrape together 30% of the down payment?”

“Heh, you’re seriously underestimating him.”

Liu Chen'ang’s lips curled into a confident smile.

This made Wu Hanyu a little wary.

The real issue behind this car dispute was that the boss was a bit tight on cash and wanted to get the payment back quickly.

Wu Hanyu happened to have some money on hand and could meet the boss’s down payment demand.

So they quickly struck a deal.

Unexpectedly, Liu Chen'ang had brought in backup.

“Oh, Liu Shao just arrived. I was busy talking with the supplier earlier, sorry for the oversight…”

At that moment, the boss appeared.

He was an unremarkable middle-aged man, a little chubby, with a friendly smile on his face.

But you could tell he was pretty shrewd.

Taking in the scene, the boss immediately understood.

Liu Shao had brought in funds.

So if Liu Chen'ang could match the same down payment ratio, by the rules, the car had to be sold to him.

The boss’s small eyes flicked around.

Before he could say anything, Wu Hanyu gritted his teeth and said, “Boss, I can raise the down payment by another five percent!”

“Oh, Wu Shao, look, Liu Shao even went to the trouble of bringing friends to help. Maybe it’s best if—”

“No way. I have to get this car!” Wu Hanyu’s eyes were filled with determination. “That sissy used to brag about developing earlier than me when we were kids and always stole my toys. This time, I’m getting my revenge!”

Su Bai: … (sweats nervously)

So that’s the reason?

I don’t really get your rich guys’ world…

But then again, it’s pretty normal for girls to develop earlier.

Some younger boys really can’t compete with girls.

"Wu Hanyu, come on, that was years ago, wasn’t it?" Liu Chen'ang said, half amused and half exasperated. "I even gave you a game console later to make up for it!"

"I don’t care. This car, I have to get it—five percent, that’s my final offer. Just tell me if you’re in or not!"

Watching the two of them bickering, Su Bai couldn’t help but smile a little.

This wasn’t some three-thousand-yuan phone; it was a thirty-million-yuan car!

Five percent meant over a million yuan.

Granted, it was just an increase in the down payment, but money has a time value—and the richer you are, the more ways you have to make compound interest work for you.

It was clear that Wu Hanyu was dead set on cutting in, determined to win at all costs.

However, he had clearly misjudged Su Bai’s strength.

Just five percent?

After the two finished their quarrel, Su Bai calmly said, "I think there’s no need to argue anymore. I’m planning to pay for the car in full. Boss, what do you say?"