Spending Millions on Microtransactions

The night was deep.

In a top-floor luxury apartment near Kyoto Wuda University.

Su Yu pushed open the door and walked into the living room.

He didn't turn on the lights.

Only the dazzling neon lights of bustling Kyoto filtered through the floor-to-ceiling windows, casting a long shadow across the wooden floor.

Su Yu casually tossed his worn, faded old canvas bag onto the expensive leather sofa.

Then he sank heavily into the sofa himself.

Letting out a long, pent-up breath.

Silence.

Absolute silence.

Only at this moment did the tension that had gripped his nerves all day finally ease just a little.

Too many things had happened today.

From Jiangcheng to Kyoto; from meeting Martial Honor Lin Zhentian; to comprehending the Soul-Suppressing Spear Intent at Weiming Lake; to being fiercely competed over by three department heads; and finally, to catching the attention of the Martial Emperor Vice-Principal, who directly bestowed upon him the title of "Special-Rank Freshman."

For any ordinary eighteen-year-old, this chain of events would have sent their mind reeling, possibly leaving them lost and dizzy.

But not Su Yu.

His eyes, even in the darkness, remained deep and calm.

"Time to take stock of my resources," Su Yu muttered to himself.

He sat up straight and reached into his pocket.

Slap.

Slap.

Two cards were lightly placed on the coffee table in front of him.

One was the black card given to him by Lin Xiaoxiao, containing one small goal (one hundred million yuan).

The other was an unregistered platinum card from Spear Department Head Chu Kuang, containing fifty million yuan.

A total of one hundred and fifty million yuan!

In addition, in his pocket was a space ring that Combat Department Head Liu Ruyan had pressed into his hand.

Su Yu swept his spiritual energy over it.

The space inside the ring wasn't large, only a few cubic meters.

But neatly stacked within were hundreds of test tubes, each radiating a rich, potent aura of blood and qi.

They were all high-grade blood and qi potions, extremely rare on the open market.

"A ton of potions..." Su Yu gazed at the ring, a faint smile curling at the corner of his mouth.

The purity of these potions was already extremely high. He could either absorb them directly to boost his blood and qi value or exchange them for cash to feed his system.

But now wasn't the time to deal with potions.

Su Yu's gaze returned to the two bank cards on the coffee table.

One hundred and fifty million yuan was a fortune.

If he poured it all into the system, based on the exchange rate of one yuan for one year of cultivation, that meant one hundred and fifty million years of cultivation power!

One hundred and fifty million years!

Even a pig, after living for one hundred and fifty million years, would transform into a world-devouring, sky-eating primordial beast!

Su Yu's heartbeat involuntarily quickened.

The temptation was enormous.

Instinctively, he called out to the system in his mind, ready to charge in the fifty million from Chu Kuang's card first.

"System, cha..."

Before he could finish speaking, Su Yu snapped his mouth shut!

His hand, reaching for the platinum card, froze in midair.

Cold sweat instantly beaded on his forehead.

"No! I can't do this!"

Su Yu's brain kicked into high gear, rationality like ice water dousing the fervor in his heart.

Charging money through a bank card had a fatal risk of exposure!

The system's deduction method was to directly erase the number from the account.

No transfer records.

No recipient.

No capital flow.

It might go unnoticed if it were a few hundred or thousand yuan.

But this was fifty million! This was a hundred million yuan!

In a place like Kyoto, the flow of large sums of money was strictly monitored by the bank's think tanks and formation mages.

Chu Kuang had just given him the card.

Then the fifty million on that card vanishes without a trace, with even the highest-level financial tracking system of the Daxia Empire unable to find where it went.

What would Chu Kuang think?

What would the military think?

Once those Martial Emperors or even Martial Honors got suspicious and started checking, his biggest secret his system would be completely exposed.

"I almost let greed cloud my judgment."

Su Yu took a deep breath and withdrew his hand.

A flicker of fear showed in his eyes.

An innocent man has no blame, but a jade treasure is a crime.

Without absolute, invincible strength, even the slightest flaw could bring deadly disaster.

But...

Sitting on a mountain of one hundred and fifty million yuan and not being able to use it was more painful than killing him!

Su Yu stood up and paced back and forth in the spacious living room.

His brows were furrowed deeply.

His mind was racing, searching for a way out of this dilemma.

Suddenly.

He stopped in his tracks.

A brilliant light erupted from his deep eyes.

"That's it!" Su Yu slapped his thigh.

"How could I have forgotten the most primitive method!"

"Cash! I can use cash!"

Digital currency could be tracked. Bank accounts could be monitored.

But what about physical, unregistered cash?!

As long as he withdrew the cash, took it to some dead corner without any surveillance, and then had the system directly absorb the physical bills who could trace that?

Even if the cash vanished into thin air, others would at most think he had hidden the money or exchanged it for resources.

There was no way they would ever connect it to him charging the system!

"Let's do this!"

Su Yu's eyes instantly burned with intense determination.

Without any hesitation, he walked straight into the bathroom, took an extremely quick cold shower to wash away all his fatigue.

He changed into a clean set of black sportswear.

Put on a baseball cap.

Picked up the platinum card on the table, and walked out the door!

...

In the dead of night, Kyoto was still brightly lit.

Half an hour later.

Su Yu arrived at a 24-hour premium VIP self-service bank on the edge of the city's wealthy district.

There were no human tellers here.

Only a row of giant ATMs, made of high-grade alloys with incredibly high explosion-proof ratings, specifically for high-net-worth clients who preferred not to show their faces, providing large cash services.

Su Yu walked in.

He inserted the unregistered platinum card Chu Kuang had given him into the machine.

He entered the password.

[Respected Platinum VIP Client, your account balance is: 50,000,000.00 yuan.]

[Please enter the amount of cash you wish to withdraw.]

Su Yu took a deep breath.

His fingers flew across the screen.

He entered: 1,000,000.

One million!

Vroom...

A low mechanical hum came from inside the machine.

Then.

Clack.

The large cash dispenser hatch slowly opened.

Bundle after bundle of crisp, fresh-smelling hundred-yuan notes, stacked like red bricks, were neatly pushed out.

Exactly one hundred bundles!

One million yuan in cash weighed about twenty-three jin (11.5 kg), which was no heavier than a feather for a martial artist with a blood and qi value of one thousand points.

Expressionless, Su Yu swept all one million in cash into the large black backpack he had brought.

Zipped it up.

Pulled out the card.

Turned around, and disappeared into the vast night.

...

Back in the apartment.

Click.

The door was locked.

Su Yu walked to the center of the living room and unzipped the backpack.

Whoosh!

One hundred bundles of crimson banknotes spilled onto the expensive carpet.

They formed a small mountain reeking of money.

Su Yu sat cross-legged in front of this small mountain.

There was no greed for wealth in his eyes, only an intense, burning thirst for power!

"Charge!" Su Yu gave the command in his mind, resolutely and decisively.

But.

When it came time to choose what to charge for, he froze.

One million in cash meant one million years of cultivation power.

Where should this vast amount of energy be invested?

"Martial arts?"

Su Yu shook his head.

The only martial arts he currently mastered were the basic Five Elements Fist and the Profound Grade, lower rank Crushing Rock Palm that Lin Xiaoxiao had given him.

The Five Elements Fist had already reached perfection.

As for the Crushing Rock Palm, despite being Profound Grade, it was utterly inadequate in a place like the Capital Martial Arts Academy.

Investing a million points of energy into a Profound Grade, lower rank palm technique?

What a waste!

"Cultivation technique?"

The Breath Concealing Art had already been advanced to the perfect level and was more than sufficient for now.

"Could it be... I should directly invest it in my blood essence?"

Su Yu's eyes flickered slightly.

With a million points poured into blood essence, the increase would be an unprecedented and terrifying surge!

It could easily raise his blood essence by a hundred thousand points!

But.

This thought lingered in his mind for only a second before Su Yu ruthlessly extinguished it.

"No."

"That would be too monstrous, too unreasonable."

Su Yu calmly analyzed the current situation.

He was currently a martial artist with one thousand points of blood essence.

Among freshmen, he was already a shocking prodigy.

If, overnight, his blood essence value suddenly skyrocketed to a hundred thousand or even several hundred thousand...

That wouldn't be called a prodigy.

That would be called a freak!

He would likely be directly seized by a Martial Emperor-level powerhouse like Nie Changkong and sliced up for research!

Moreover, he currently lacked sufficient information about the top-tier combatants of this world.

What realm did a blood essence of several hundred thousand correspond to?

Martial King? Martial Emperor?

He didn’t know.

He also had no idea whether a million blood essence points could truly make him invincible in this world.