The loan advertisements plastered on Xie Xiaoli and Luo Chenghui’s doorstep were put up by Fang Zhiyi—not their own company, but a rival firm. Compared to Fang Zhiyi, Xing'an Loans employed far more ruthless tactics.
One toxic motivational quote after another, one predatory lending trap after another—yet the two "refined couple," blinded by vanity, had long lost their rationality. Soon, their strategy of robbing Peter to pay Paul began to crumble. With Xie Xiaoli losing her job, the delicate balance of their meticulously maintained repayment life collapsed entirely.
The mountain of accumulated debt came crashing down on them.
Multiple credit cards fell into overdue status, and the people from Xing'an Loans gradually revealed their true colors. Gone were the polite greetings—now, they only called to demand repayment.
Xie Xiaoli’s car was repossessed in the dead of night, leaving her utterly panicked.
Luo Chenghui, meanwhile, had already taken refuge at his workplace. Both he and Xie Xiaoli were inherently selfish, and now he was desperate to sever ties with her. Admiring his luxury watch and basking in the flattery of new junior colleagues, he felt deeply satisfied.
But the debt collectors’ calls reached his phone too. Luo Chenghui simply swapped his SIM card, telling friends and relatives his phone had been lost—any calls claiming he owed money were scams, he insisted.
He thought he was untouchable. But he had underestimated the loan company’s methods.
One morning, as Luo Chenghui stepped out of a cheap motel—he hadn’t been home in days—he arrived at his office to find a crowd of colleagues gathered outside. They stared at him strangely, whispering among themselves.
Approaching the entrance, his heart sank like a hammer had struck it. The company’s doors were plastered with printed flyers.
"Luo [surname omitted] and his wife refuse to repay debts!"
"Wage-slave pretends to be rich!"
"Pay what you owe—it’s only right!"
Some even featured photos of him and Xie Xiaoli—though carefully pixelated, anyone who knew them could easily recognize the couple.
"Who... who is this?" Luo Chenghui forced a laugh, reaching to tear them down—until a voice stopped him.
"Luo Chenghui, my office. Now."
The boss’s darkened face filled him with dread. Inside, the man hurled a stack of documents at him. "What the hell are you playing at? Do you have any idea how much you’ve cost this company?"
Bewildered, Luo Chenghui tried to explain.
"Every client you handled got calls all night about your unpaid debts! Today, they all canceled contracts!" the boss roared. For a small firm like theirs, these clients were everything—and now Luo Chenghui had ruined it.
"Get out! And when I find a lawyer, I’m suing you too!"
Staggering out of the office, Luo Chenghui glanced back and sneered. "Screw you. Plenty of other places want me." He headed to where he’d parked his car—only to freeze. It was gone.
Furious, he dialed the loan company.
"Have you lost your minds? I’ve been making payments on that car! And harassing my clients? Xie Xiaoli’s the one who owes you—go after her! I’ve paid on time! Don’t make me call the cops!"
A pause. Then, Xie Xiaoli’s voice erupted from the phone. "Luo Chenghui, you bastard! Think you can cut me loose? Dream on!"
Luo Chenghui blinked. Was this...?
"Mr. Luo, under Beiguo law, since you’re still married, her debts are yours too. Paying your own loans doesn’t absolve you," the collector said. "We’re at your house now. Come home and negotiate."
After a tense hesitation, Luo Chenghui gritted his teeth and turned toward home.
Fine. He’d call the authorities. Surely the law was on his side.
His apartment was occupied by several burly men. Xie Xiaoli sat sobbing, her makeup ruined. Before Luo Chenghui could speak, contracts were slapped onto his face.
"Clauses 532 and 640 make it clear—we’re legally entitled to collect, and you’re jointly liable. Funny coincidence, though—you’re both our clients."
Xie Xiaoli and Luo Chenghui locked eyes, each looking ready to tear the other apart.
"We follow the law. You have until sunset to repay," the leader said, adjusting his collar.
"You got me fired! How am I supposed to pay?" Luo Chenghui mustered his courage.
"That job wouldn’t cover your debt in ten years. Look at you—living in this dump, eating instant noodles, yet driving a luxury car? Nice watch, by the way." On cue, someone yanked the timepiece off Luo Chenghui’s wrist.
Their methods were brutal but calculated—Luo Chenghui took several blows, each painful yet leaving no visible marks. By nightfall, the couple agreed to sell their apartment to settle the debt. Under escort, they left together.
Fang Zhiyi chewed gum as he watched them go, a flicker of pity in his eyes.
"Busy as I am, squeezing in time for drama’s a hassle," he muttered, shaking his head before climbing into a car. His team sped off toward another target.
Lately, Fang Zhiyi’s boss had been pleased. Not only had he removed obstacles, but he’d also crushed competitors. This small city teemed with underworld factions—and Fang Zhiyi had fought his way through them, seizing illicit assets for their company.
The boss sighed. "Ten years earlier, this kid would’ve been a legend."
But age demanded an exit strategy. Sacrificing talent was inevitable—in the underworld, loyalty was a child’s fairy tale.
Xie Xiaoli and Luo Chenghui soon learned their apartment sale only covered part of the debt. Xing'an Loans produced the contracts again, revealing countless traps they’d missed in their haste to borrow.
Too late. Now, collectors shadowed their every move.
In the end, Xie Xiaoli broke. She accepted Xing'an’s "repayment plan"—forced labor in a southern city’s underground brothels. Luo Chenghui’s new job? A drug mule, or "donkey," as they called it.
Locked in a cage together, the couple hurled blame before turning violent.
That very night, Fang Zhiyi and his men stormed the place.
saw a female celebrity tied up and stuffed in the trunk! Little did he know, countless cameras were aimed at him at this moment - this was a new type of reality show. The first randomly selected passerby was caught in less than an hour. But when Xu Moru was selected, things started to take an unexpected turn. "Damn, this isn't how the script goes. This Xu Moru is too bold, he's not following the rules at all." "Crap, is this guy taking it seriously?" "The female celebrity has been scared to tears!"
s the Eldest Princess, renowned for her cold and aloof detachment, became the most docile of lambs, obeying his every command without question. But when the final move was played on the chessboard, as Gu Chenghan seized everything and ascended on the verge of apotheosis, that very Princess suddenly embraced him from behind, her tone carrying a dependence never heard before: "Wait... you haven't yet... commanded me to love you forever." Gu Chenghan froze abruptly. She... hadn't been hypnotized?! ... [The Eldest Princess's Diary] [When my soul was extracted, becoming the sole spectator outside my own shell] [At first, there was overwhelming fury, until I saw] [How he used my sword to effortlessly shatter my inescapable doom] [How he wielded my authority to eradicate fatal conspiracies I had never even detected] [Like a deity, he rescued me from the deep mire I was trapped in] [If not for those annoying vixens, he and I would be a match made in heaven] [I think I am ill, gravely ill] [My deity should belong to me alone] ... "Hypnosis? Oh, it succeeded, my dear Master." "Only this time, it's my turn to hypnotize you."
y came from. The chests contained supplies, currency, class-change scrolls, skills, talents… and even godhood! The laws of the world were completely rewritten. This became a world where everyone gambled with their fate! Some people, despite having nothing, opened a divine artifact and rose to the top, eventually ruling the world. Others went bankrupt, opened nothing but worthless junk, and leaped from skyscrapers in despair. Lin Ye arrived in this world from another reality, utterly bewildered. “What is going on? Why is everyone a gambling addict?!” “Opening chests? No way. I refuse to gamble. I’ll start with myself!” Until— On his first chest, he obtained a Mythic Talent: Void Incarnation! He could become completely intangible, pass through all things, and reduce everything to nothingness! … On his fiftieth chest, he obtained a Mythic Weapon: Blade of Karma! With a single slash, karma shattered, twisting the universe and overturning the myriad phenomena of creation! … On his ninety-ninth chest, he obtained a Mythic Divine Treasure: Primordial Purple Energy! It could split open the heavens and earth, create all things, and evolve countless worlds with a single thought! Lin Ye: “Now that I think about it… shouldn’t someone have told me that every chest is guaranteed to contain something Mythic?!”
nd fell into a coma while saving his younger sister from an out-of-control car. He became a vegetable. No one knew that his consciousness had crossed into a world of cultivation. Over the course of sixty years, he began as the lowest kind of mine slave, struggling to survive amid mountains of corpses and seas of blood. By sheer chance, he eventually obtained the complete memories of a fallen Immortal King. Alchemy, medicine, formations, feng shui, physiognomy, artifact forging… Every great inheritance of the cultivation world was now his. But when he opened his eyes again, he discovered that ten full years had passed in the modern world. To pay for his treatment, his father had sold the family’s shop and house, leaving himself covered in lasting injuries and illness. His mother had cared for him day and night, and more than half of her hair had already turned white. His younger sister, who had been only fifteen back then, was now twenty-five. To help repay the family’s debts, she had been forced to lower her head and put on a smiling face in places of glittering lights and endless revelry. Only then did Chen Xuan understand that what he had lost was not merely ten years. He had lost the life his entire family was meant to have. The good news was that he had brought back the memories of an Immortal King’s entire lifetime. The bad news was that his soul had returned alone—his cultivation had not come with him. Spiritual energy was scarce, resources were depleted, and the modern world still had firearms, surveillance, capital, and laws. If he wanted to protect his family, break free from everyone’s control, and become truly invincible beneath the heavens, he would have to start all over again.
